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Sustainable and Participatory Management of Natural Resources
Characteristic features of Self-Help Groups (SHGs) and the norms for their linkage with banks were first enumerated in the guidelines of NABARD circular dated 26 February 1992. Two decades hence the SHG-Bank Linkage Programme (SHG-BLP) continues to be the mainstay of the Indian microFinance scene with 74 lakh SHGs covering over 10 crore households saving with the formal banking system with savings balance of over Rs. 7, 000 crore as on 31 March 2011.
Revisiting the SHG Bank Linkage Programme
Characteristic features of Self-Help Groups(SHGs) and the norms for their linkage with banks were first enumerated in the guidelines of NABARD circular dated 26 February 1992. About 49 lakh of these SHGs have also accessed bank credit and have over Rs 31,000 crore as outstanding credit from the banking system. In other words, the SHG-BLP has so far been the most preferred and viable model for financial inclusion of the hitherto unreached poor.

Vigyan Foundation is basically an issue based non-government organization working in a right based approach, registered in 1988, under the Society Registration Act -1860. People at Vigyan strongly believe and promote networks and alliances for advocacy of the rights of the most vulnerable and marginalized communities. Our organization has been proactive in facilitating community based organizations and strengthening them to collectively demand for their basic rights.

 

The organizational has its expertise in conducting research activities revolving around urban poor issues.

 

The organization has prepared a detailed slum map of Luck now as the census 2001 survey indicated that Lucknow city was slum less. To counter that the city had a reasonable chunk of informal sector population residing in slum pockets of the city, for the very first time, a detailed urban slum map was prepared with depiction of total slum settlements, their Households and estimated population.

 

Further, on the commencement of JNNURM, city level consultations were held in all the 7 KAVAL cities of Uttar Pradesh and an analysis was conducted of the City Development Plans of the selected cities of Uttar Pradesh and Madhya Pradesh.

 

A national level Citizens review of JNNURM has been conducted to review the impact of JNNURM on urban poor.

 

This has been followed by the National Consultation on National Housing Policy. A detailed study was carried out for Assessment of status of basic services in settlements of urban poor in Lucknow city.

 

A comparative research has been carried out on the Indian Housing Policies and their progress towards fulfilling the right to adequate housing for the urban poor named-Who has a Right to Housing in India?

 

A public Hearing too has been conducted on right to food in Allahabad and Lucknow.  A Jansunwai Report was also published.

 

An Urban Primer has been prepared to enhance the understanding of the civil society on issues policies related to the urban poor, under the support guidance of Water Aid.

 

 A Poverty Profiling exercise has been conducted in two cities namely Lucknow and Allahabad to assess different dynamics of urban poverty and its dimensions affecting the urban poor at large with an objective to generate an alternate Urban Poverty Report. The plan is to include other important cities for this exercise to generate a state level Urban Poverty Report.

 
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